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Bad Credit (C-Credit) Equipment Financing


If you have bad or damaged credit and you need equipment then we can often arrange financing if you can show strong positive company cash flow or an additional source of income every month. Our bad credit equipment financing program requires additional documentation.


Equipment Financing from $10K To $200K For C Credit

Terms from 12 to 36 Months (Up to 48 mo. on 100K+ deals)

Requires Min. 10% Security Deposit (15% preferred)




What Is Bad Credit (C-Credit) Equipment Financing:

Our C-credit aka bad credit equipment financing program is a very popular option for companies that are showing good positive cash flow but have owners that have damaged credit. This bad credit equipment financing program requests financials so that we can show company strength (200K in annual sales min.) and/or an additional source of income. This provides an additional level of security and comfort when financing business owners who have bad or damaged credit. This program cannot be used by 1 man shops as it requires that the company has employees.

How Bad Credit Financing Works

The bad credit financing program works by showing your company strength combined with a 10-15% refundable security deposit down to reduce risk. At the end of the lease you will be given a 10% buyout which you can put the original security deposit torwards and own the equipment. In some cases we can also show additional collateral or additional income to get deals done that may be close to approval but not quite there.


Who Does Bad Credit Financing Work Best For?


Popular Bad Credit OptionWe specialize in helping companies that have been turned down by banks, but have a deal that should get done. We give you a chance to explain your whole story and look for ways to approve you not decline you. See payment examples below for this C-Credit Program:

The Bad Credit Program:
arrow $10,000 to $200,000
arrow 12 - 48 Month Terms
arrow No one man shops (no employees)
arrow Homeowners Preferred
arrow 10-15% Security Deposit Required
arrow Simple Application
arrow 10% Lease Buyout
Items Needed For Approval:


Financing Application (Click Here)

3 Months Bank Statements

Last Years Tax Returns

Personal Financial Statement

Current Interim Statements


Payment Examples For This Program: (example only payment. subject to change in underwriting):
  $25,000 Finance Amount $100,000 Finance Amount
12 Months $1,080.00 -
18 Months $734.00 -
24 Months $597.00 -
30 Months $511.00 -
36 Months $458.00 -
($100K+ Only) *42 Months N/A $4,220.00
($100K+ Only) *48 Months N/A $3,960.00
Bad Credit Equipment Financing Application Get Working Capital Factoring For Bad Credit